- 105K Ultimate Reward points (b), (d)
 - 30K AMEX Membership Reward points (b), (e)
 - 160K IHG points (h)
 - 100K United Airlines miles (f), (g)
 - 100K Hilton HHonors points (b), (h)
 - 100K American Airlines AAdvantage miles (a)
 - 40K US Airways Dividend miles (d)
 - 2.5K SPG points (c)
 - 60K Barclay Arrival points (a), (e)
 - 4 weekend worldwide Hilton nights (h)
 
An estimate applying conversion of 1:300 for Hilton and IHG, 1:100 for others, and $120 per Hilton hotel night yields a minimum value of  $5705 ($1050 + $300 + $500 + $1000 + $350 + $1000 + $400 + $25 + $600 + $480).  This estimate is minimum, because using miles to redeem a Business/First Class flight ticket one way worth $3500+ is an option, and one weekend night stay at Hilton Waldorf Astoria or Conrad hotel easily worth $250+.  $6000 savings from travel a year is a good number.  If we fly only First Class, $20,000 savings would be achievable.
Can we do more than money savings from travel ? ...
| Visiting Grand Canyon Hopi Point on Xmas 2014 | 
My 2015 Resolutions about Beautiful Life
1. Better relationship and health management
2. Learn about and focus on +$500 financial investments/savings
3. (a secret for now)
I think Isa's are about the same.  Starting 2015,  I would like to write about what I have learned in the first two resolution areas.
Have you decided yours yet?  It is a great time now, as these goals will help you to overcome difficulties and stay focused. Wish you success too.
| Taken after MGM Grand Studio B Buffet | 
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