Bonus 5,000 Membership Reward Points for AMEX Extended Payment Option

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American Express emailed me an offer of 5,000 Membership Reward Points for enrolling in their Extended Payment Option program a second time this year.  We always pay our bill on-time, thought the option would not be useful.  Then realized Extended Payment is an option, not a requirement.  Last time the offer was near my AMEX Premier Gold card renewal date.  Now the card will be kept for another year.  It is risk-free to enroll.  I highlighted the important terms in red.

"You maintain the option to pay your balance in full each month."


To be eligible to earn Membership Rewards® points, you must be enrolled in the Membership Rewards® program at the time of enrollment in the Extended Payment Option feature. Only one offer per Membership Rewards® program account is permitted, and points will be credited to your program account within 6-8 weeks after your Extended Payment Option enrollment is approved. Maximum 5,000 points per account. Terms and Conditions for the Membership Rewards® program apply. Visitmembershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. Offer only available to Card Members who have received a communication directly from American Express for this offer. If you received an offer communication through e-mail or a letter, please refer to your communication piece for the offer expiration date. If you received an offer communication through americanexpress.com, offer expires 11/30/2014.

I googled around and found there are 5,000 and 10,000 membership reward points offers, so I conducted the following experiments.


The offer appears to be targeted

5,000 bonus offer link

10,000 bonus offer link

I tried the link with Isa's American Express online account credential, as she has an AMEX EveryDay Preferred card.  The following error page shows.


But when I signed into using my AMEX online account credential.  The page would show my account is already enrolled in the Extended Payment Option.


Do I qualify for 10,000 bonus offer even though only 5,000 bonus offer email is received?

I tried the 10,000 bonus offer link and finished registration without error.  I have to wait 6-8 weeks and will report back.  Meanwhile, the target email is saved to help future discussion with AMEX.  Either 5,000 or 10,000 AMEX reward points are great bonus.

We are slowly accumulating AMEX Membership Reward points to be transferred to our Singapore Airlines KrisFlyer membership program.


Have you received an email invite from American Express too?

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