- 60,000 miles / $5K spend / $450 fee - Citi Executive AAdvantage World Elite MasterCard
- 100,000 miles + $200 credit / $10K spend / $450 fee - Citi Executive AAdvantage World Elite MasterCard (thanks to the Points Guy)
- 50,000 miles / $5K spend / no fee first year - Citi Platinum Select AAdvantage World MasterCard. I only found landing pages which already expired.
- 45,000 miles / $2K spend / no fee first year - Citi Platinum Select AAdvantage World MasterCard (targeted via mail)
 |
| Citibank AA 45,000 miles target mail |
For a couple days, my thought circled around the 100,000 AA miles bonus whether we can meet the high spending requirement of $10K in 3 months, and $250 fee. ($450 - $200 statement credit) Would manufactured spending strategy meet this $10K spending requirement? Is $250 fee worth it?
Considering ... we have no immediate plan to burn 100,000 AA miles for the next 12 months, and AA may announce devaluation later this year, we decided to take a wait and see. Isa just received via post mail a target offer of 45,000 AA miles early this week. There is no $450 fee for the first year, and $2K minimum spending requirement for 3 months is low. The promotion expires on March 15, 2014.
Q1. Is this 100,000 AA miles sign-up bonus with $450 fee and $10K spending a bad deal?
It is quite the opposite. This deal would be ideal for those card applicants who
- already have at least 40K AA miles,
- and are big spender, so $10K spending in 3 months is not a big challenge,
- and plan to use AA miles to redeem a round-trip business class or first class flight ticket to Europe or Asia from US in the next 12 months, because AA miles devaluation can come anytime.
Q2. How to receive the targeted post mail promotion from Citibank?
I like to know how to get Citibank attention. My FICO score is higher than Isa's. She has been receiving card promotion from Chase and Citibank via post mail, while I receive none. :-) That is weird. I will conduct some experiments and report back here. (Today I received the 35,000 bonus Hawaiian Airlines miles non-business card invitation, about one month after I signed up free Hawaiian Airlines membership. So signing up free membership helps.
Q3. Are there other AA reward card options if $10K spending is too high and no target post mail offer is received?
Citi has been tightening the rules to discourage churning of Citi AA credit cards. It may take 18 to 24 months before another approval for same Citi AA card again. If you do not want to wait, the 30K AA miles card is always available. There are additional ways to earn AA miles.
- Fidelity 50,000 American Airlines miles
- Open a Citibank checking account and earn up to 30,000 American Airlines miles. It is a targeted promotion, received 10 months after Citi AA card was opened.
1 This offer is available to Citi® / AAdvantage® credit cardmembers who receive this communication. One offer per customer and account only. All accounts subject to approval and applicable terms and fees. Existing checking customers are not eligible for this offer. Offer may be modified or withdrawn at any time without notice, expires 3/31/2014, is not transferable and cannot be combined with any other offer.
To qualify to earn American Airlines AAdvantage® bonus miles, open a new Regular Checking account in an eligible package (Citigold Account, Citibank Account or Basic Banking Package) by 3/31/2014. Then, within 60 days after account opening, 1 qualifying direct deposit must be credited to your new checking account during a calendar month and must also occur the following calendar month AND the required minimum amount on purchases using your Citibank® Debit Card must post to your new checking account. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.
No comments:
Post a Comment