I find it laborious and error-prone to remember which card points expire at what time. So for those credit cards which I am interested, I created a summary table as a tool and exercise to understand the expire policy thoroughly, with the source included for easy reference. Speaking from the horse's mouth is more reliable, as the policy can be changed any time. So this article will be more ... time-independent.
Name
|
Issuer
|
When Expire?
|
How to keep points active?
|
Sapphire
Preferred Visa, Ink Bold Visa w/ Ultimate Rewards
|
Chase
|
·
As long
as the credit card is active
|
|
United
MileagePlus Visa
|
Chase
|
||
Southwest Rapid
Rewards (All)
|
Chase
|
·
As long
as have Southwest flight or partner earning activity
|
|
British Airway
Signature Visa
|
Chase
|
·
As long
as collect, spend, purchase or share 1 Avios point every 3 years
|
|
Marriott Premier
Visa
|
Chase
|
·
Earn
points or miles once every 2 years
|
|
Starwood
Preferred Guest (SPG)
|
AMEX
|
||
AAdvantage
|
AMEX, Citi
|
·
Never as
long as earn or redeem miles on AA once every 18 months
|
|
Hilton HHonors
|
AMEX, Citi
|
·
Earn,
purchase or stay at Hilton once within 12 mons
|
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