Part 3: When do Miles or Points expire?

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I find it laborious and error-prone to remember which card points expire at what time.  So for those credit cards which I am interested, I created a summary table as a tool and exercise to understand the expire policy thoroughly, with the source included for easy reference. Speaking from the horse's mouth is more reliable, as the policy can be changed any time.  So this article will be more ... time-independent.

Name
Issuer
When Expire?
How to keep points active?
Sapphire Preferred Visa, Ink Bold Visa w/ Ultimate Rewards
Chase
Never (URL #3)
·         As long as the credit card is active
United MileagePlus Visa
Chase
12-18 months if no account activities (URL #28)
·         Earn flight miles, redeem, buy or transfer miles (URL #10)
Southwest Rapid Rewards (All)
Chase
24 months (URL bottom)
·         As long as have Southwest flight or partner earning activity
British Airway Signature Visa
Chase
36 months (URL top)
·         As long as collect, spend, purchase or share 1 Avios point every 3 years
Marriott Premier Visa
Chase
24 months (URL #8)
·         Earn points or miles once every 2 years
Starwood Preferred Guest (SPG)
AMEX
12 months if no account activity (URL)
·         Never as long as one activity per year (URL)
AAdvantage
AMEX, Citi
18 months if no account activity (URL)
·         Never as long as earn or redeem miles on AA once every 18 months
Hilton HHonors
AMEX, Citi
12 months (URL #13)
·         Earn, purchase or stay at Hilton once within 12 mons


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