Schwab Promotion: Free $200 Apple Gift Card, Kindle Fire HD and $200 for $50,000 deposit

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If you have extra $50000 parked somewhere, collecting interest for the next 12 months, or to be used for stock trading, the following three offers from Charles Schwab can be quite attractive, particularly for existing Charles Schwab brokerage customers.  If there is an uncertainty that $50000 needs to be withdrawn before 12 months time is up for emergency use, it may still worth a try, because there is no additional penalty from Schwab beside auto deduction of reward.  I am not able to take advantage of this offer, because there is 100% certainty to use the money before the end of 12-months period.

#1. Free $200 Apple gift card if deposit additional at least $50,000 into Schwab retail brokerage account (non-IRA).

Call 800-216-5420 by June 28, 2013

Apple Gift Card Promotion Terms & Conditions

This offer is made available at Charles Schwab & Co., Inc.’s (“Schwab”) discretion and is valid from September 17, 2012, to June 28, 2013, for individuals who make a qualifying net deposit of $50,000 or more into a retail brokerage account. Net deposits must be completed within 45 days of enrollment in the offer (“Enrollment”). Net deposits are assets deposited into the account on or after Enrollment and on or before the 45th day after Enrollment, minus assets withdrawn from the account during the same time period, and will be calculated daily. You must maintain the net deposit amount (less market losses, if any) in the account for at least 12 months or Schwab may charge back the value of the Apple Gift Card. This offer is limited to one Apple Gift Card per client.

Upon confirmation of your qualifying net deposit, you will receive a redemption code to be redeemed for a $200 Apple Gift Card (“Apple Gift Card”) through a third-party provider, Links Unlimited, Inc., which will expire 90 days from the last day of the month in which it is issued. The Apple Gift Card can be applied only to purchases in the United States from an Apple Retail Store, the Apple Online Store, or Apple Telesales. Apple Gift Cards may not be redeemed at the iTunes Store; through any Apple resellers; through any AT&T, Verizon, or Sprint retail or online stores; or outside the United States. Apple Gift Cards cannot be applied as payment to any account and cannot be used to purchase additional Apple Gift Cards, mobile phone contracts, or service plans. For additional information and to see full exclusions and limitations, visit www.apple.com/legal/sales_policies/retail_us.html. Apple Gift Card terms and conditions are subject to change without notice. Schwab makes no warranties and disclaims all liability with regard to the Apple Gift Card.

This offer is valid only for retail brokerage accounts and does not apply to brokerage accounts held with or managed by independent investment advisors, Schwab Global Accounts, business accounts, fiduciary accounts, IRA accounts, ERISA-covered retirement plans, certain tax-qualified retirement plans and accounts, or education savings accounts. Only outside assets new to Schwab qualify. Transfers between Schwab accounts or from Schwab affiliates, for example, do not qualify. The value of the Apple Gift Card, when combined with the value received from any other Schwab offers in the last twelve months, may not exceed $5,000 per household. Please see the Charles Schwab Pricing Guide for Individual Investors on Schwab.com for information about householding. This offer is not transferable, saleable, or valid in conjunction with certain other Schwab offers, including the Kindle Fire Promotion. This offer is available to U.S. residents only. If you are an employee, contractor, or spouse of an employee or contractor, of Schwab or a Schwab affiliate; are a Schwab Independent Branch leader or employee, or spouse of a Schwab Independent Branch leader or employee; or are an employee of FINRA or any U.S. stock, option, or commodity exchange, you are not eligible. Schwab may modify or withdraw this offer at any time without notice. Other restrictions may apply.

#2. Free Kindle Fire HD (value $199 at Amazon) if deposit additional at least $50,000 into Schwab retail brokerage account (non-IRA)

Call 800-540-9719 by April 30, 2013

Kindle Fire HD Promotion Terms & Conditions

This offer is made available at the discretion of Charles Schwab & Co., Inc. ("Schwab") and is valid from October 29, 2012, through April 30, 2013, for individuals who make a qualifying net deposit of $50,000 or more into a retail brokerage account. Net deposits must be completed within 45 days of enrollment in the offer ("Enrollment"). Net deposits are assets deposited into the account on or after Enrollment and on or before the 45th day after Enrollment, minus assets withdrawn from the account and transferred out of Schwab during the same time period, and will be calculated daily. You must maintain the net deposit amount (less market losses, if any) at Schwab for at least 12 months or Schwab may charge back the value of the Kindle Fire HD. This offer is limited to one Kindle Fire HD per client.

Upon confirmation of your qualifying net deposit, you will receive a redemption code to be redeemed for a Kindle Fire HD with 7" Display, Dolby Audio, Dual-Band Dual-Antenna Wi-Fi, and 16GB ("Kindle Fire HD") through a third-party provider, Links Unlimited, Inc., which will expire 90 days from the last day of the month in which it is issued. The approximate retail value of the Kindle Fire HD is $199. While a wireless connection is not required to operate your Kindle Fire HD, a wireless connection is required to utilize certain functionality, including, but not limited to, use of applications, Internet access, and other features.

This offer is valid only for retail brokerage accounts and does not apply to brokerage accounts held with or managed by independent investment advisors, Schwab Global Accounts™, business accounts, fiduciary accounts, IRA accounts, ERISA-covered retirement plans, certain tax-qualified retirement plans and accounts, or education savings accounts. Only outside assets new to Schwab qualify. Transfers between Schwab accounts or from Schwab affiliates, for example, do not qualify. The value of the Kindle Fire HD, when combined with the value received from any other Schwab offers in the last 12 months, may not exceed $5,000 per household. Please see the Charles Schwab Pricing Guide for Individual Investors on Schwab.com for information about householding. This offer is not transferable, saleable, or valid in conjunction with certain other Schwab offers, including the Apple^® Gift Card Promotion. This offer is available to U.S. residents only. If you are an employee, contractor, or spouse of an employee or contractor, of Schwab or a Schwab affiliate; are a Schwab Independent Branch Leader or employee, or spouse of a Schwab Independent Branch Leader or employee; or are an employee of FINRA or any U.S. stock, option, or commodity exchange, you are not eligible. Schwab may modify or withdraw this offer at any time without notice. Other restrictions may apply.

#3. $200 - $600 Bonus if deposit additional at least $50,000 into Schwab IRA brokerage account

Call 800-750-9073 by December 31, 2013

*Schwab’s Cash Bonus and Trades Promotion Terms and Conditions

This offer is made available at the discretion of Charles Schwab & Co., Inc. (“Schwab”) and is valid from January 1, 2013, through December 31, 2013, for individuals who make a qualifying net deposit into a retail brokerage account. Net deposits must be completed within 45 days of enrollment in the offer (“Enrollment”). Net deposits are assets deposited into the enrolled account on or after Enrollment and on or before the 45th day after Enrollment, minus any assets withdrawn from the account and transferred out of Schwab during the same time period. The net deposit calculation for the free trades will be calculated daily, and the free trades will be credited to your account within one week of confirmation of a qualifying net deposit of at least $50,000. The net deposit calculation for the cash bonus will be calculated as of the 45th day after Enrollment, and the cash bonus will be credited to your account within one week of confirmation of your total qualifying net deposit. Only outside assets new to Schwab’s retail division qualify. Transfers between Schwab brokerage accounts or from Schwab affiliates, for example, do not qualify. The free trades and cash bonus (“Bonus Award”) will be applied only to the enrolled account for which the net deposit was calculated. You must maintain the net deposit amount (less market losses, if any) in your taxable brokerage account at Schwab for at least one year or Schwab may charge back the value of the cash bonus. Free trades apply to base equity, exchange-traded fund (ETF), and options commissions only. Options per-contract, foreign transaction, exchange and regulatory fees still apply. Only trades placed through Schwab.com, Schwab trading platform applications, and Schwab Wireless are eligible. Free trades will expire 180 days after being credited to your account. No credit will be given for unexecuted trades.

This offer is limited to one per account, with a maximum of two taxable brokerage and two IRA accounts enrolled per client. This offer is valid only for nonprofessional retail brokerage accounts and does not apply to brokerage accounts held with or managed by independent investment advisors, Schwab Global Accounts, ERISA-covered retirement plans, certain tax-qualified retirement plans and accounts, or education savings accounts. The value of the cash bonus, when combined with the value received from any other Schwab offers in the last 12 months, may not exceed $5,000 per household. See the Charles Schwab Pricing Guide for Individual Investors on Schwab.com for information about householding. This offer is not transferable, saleable, or valid in conjunction with certain other Schwab offers. This offer is available to U.S. residents only. If you are an employee or contractor, or spouse of an employee or contractor, of Schwab or a Schwab affiliate; are a Schwab Independent Branch Leader or employee, or spouse of a Schwab Independent Branch Leader or employee; or are an employee of the Financial Industry Regulatory Authority (FINRA) or any U.S. stock, option, or commodity exchange, you are not eligible. Schwab may modify or withdraw this offer at any time without notice. Other restrictions may apply.

The last section applies to all three offers.

You should consult with your own tax or legal advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of the Kindle Fire HD prior to enrolling in the offer or accepting the Kindle Fire HD. Any taxes related to the offer are your responsibility. The value of all Schwab offers received will be reported as Other Income on your Form 1099-MISC if, when combined with Other Income earned on your retail brokerage account, total $600 or more during the calendar year.